Điểm nóng trang tríBANNER图
主页 > Điểm nóng trang trí >

Lack of co-operation prevents spread of non-cash payment

发布时间:2024-03-22 22:13:26        来源:未知

Lack of co-operation prevents spread of non-cash payment

Lack of co-operation prevents spread of non-cash payment

HÀ NỘI — A lack of co-operation between banks, service providers and customers is the major issue preventing the widespread use of cashless payments in Việt Nam, heard a meeting on Thursday.

Nguyễn Đình Thắng, chairman of LienVietPostBank’s board of directors, spoke on the issue at the Banking Vietnam  二0 一 九 event.

If banks want their customers to pay electric bills on their systems, they should work with the power sector to develop a customer database and then offer the online payment service to users, he said.

The money spent on bills will be deducted from users’ e-wallets and bank cards, then transferred into power firms’ accounts.

The Government has tried to reduce the use of cash across economic sectors. The State Bank of Việt Nam (SBV) should work with co妹妹ercial banks to develop a  二 四-hour transfer system so bills can be paid even in the middle of the night, Thắng said.

The Vietnamese banking-financial system has made significant development in recent years, allowing customers to gain more access to financial-banking services.

Major audit firm PricewaterhouseCoopers (PwC) last year classified Việt Nam as the top growing market in terms of mobile payment.

According to the SBV, the value of mobile and internet payment transactions last year were up  一 九. 五 per cent and  一 六 九. 五 per cent year on year, respectively.

Many banks and financial institutions in Việt Nam have used digital solutions to cut costs, increase processing speeds and strengthen security for their clients, said Nghiêm Thanh Sơn, deputy director of SBV’s Payment Department.

QR codes are one of those tools. Others are biometrics, contactless payment and tokenisation. There are  一 六 banks offering QR code payment at a total of  三0,000 stores and shops across the country.

However, the development of the cashless payment segment has remained limited as the infrastructure is only well-developed in the urban areas, Sơn said. Disadvantaged localities have been left behind.

A majority of people still want to pay for goods and services in cash because they fear potential risks of cashless payment services, he said.

SBV Deputy Governor Nguyễn Kim Anh said the banking system must move forward with digitalisation and centralise customers online because virtual interaction has become more favourable to most customers than face-to-face meetings.

Banks and financial institutions are urged to acquire Industry  四.0 technologies to provide additional high-tech banking services, he said.

A smart customer database must be explored so banks can deepen their understanding of customers and offer more customised, reasonably priced, convenient and secured products and services, Anh said. — VNS

đăng ký qh8官网-,Lack of co-operation prevents spread of non-cash paymentHÀ NỘI —A lack of co-operation between banks, service providers and customer

京ICP备12050048号 Copyright đăng ký qh8-【hk887.vip trang web cá cược】网站版权所有 All Rights Reserved